/* -------------------------
   Global Styles
------------------------- */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: "Arial", sans-serif;
  line-height: 1.6;
  background-color: #fff;
  color: #333;
}

/* -------------------------
   Header (Home - Transparent)
------------------------- */
    /* ==== Base Header Styles ==== */
    header {
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 18px 8%;
      background: #cde7f0;
    }

    .logo {
      display: flex;
      align-items: center;
      gap: 6px;
      font-weight: 700;
      font-size: 22px;
    }

    .logo img {
      height: 38px;
    }

    .logo-text {
      display: none;
    }

    nav {
      flex: 1;
      display: flex;
      justify-content: center;
      gap: 35px;
    }

    nav a {
      color: #111;
      font-weight: 500;
      font-size: 15px;
      position: relative;
    }

    nav a.active::after {
      content: "";
      position: absolute;
      width: 6px;
      height: 6px;
      border-radius: 50%;
      background: #0077ff;
      left: 50%;
      bottom: -10px;
      transform: translateX(-50%);
    }

    .right-controls {
      display: flex;
      align-items: center;
      gap: 20px;
    }

    .btn-primary {
      background: #0048ff;
      color: #fff;
      padding: 10px 18px;
      border-radius: 6px;
      font-weight: 600;
      font-size: 15px;
    }

    .toggle {
      width: 42px;
      height: 22px;
      background: #ccc;
      border-radius: 20px;
      position: relative;
      cursor: pointer;
      transition: background .3s;
    }

    .toggle::after {
      content: "";
      position: absolute;
      width: 18px;
      height: 18px;
      top: 2px;
      left: 2px;
      background: #fff;
      border-radius: 50%;
      transition: all .3s;
    }

    .toggle.active {
      background: #222;
    }

    .toggle.active::after {
      left: 22px;
    }

    /* ✅ Dropdown Styles */
    .dropdown {
      position: relative;
    }

    .dropdown-menu {
      display: none;
      position: absolute;
      top: 100%;
      left: 0;
      background: #cde7f0;
      padding: 10px 0;
      min-width: 160px;
      box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
      flex-direction: column;
    }

    .dropdown-menu a {
      display: block;
      padding: 8px 16px;
      color: #111;
    }

    .dropdown:hover .dropdown-menu {
      display: block;
    }


    /* Navigation Wrapper */
.navbar {
  position: relative;
  display: flex;
  gap: 40px;
}

/* Nav links */
.navbar a {
  text-decoration: none;
  color: #000;
  font-weight: 500;
  position: relative;
  padding-bottom: 5px;

}

/* Blue dot */
.nav-indicator {
  position: absolute;
  bottom: -8px; /* link ke niche */
  left: 0;
  width: 8px;
  height: 8px;
  background: #007BFF; /* blue */
  border-radius: 50%;
  transition: all 0.3s ease;
}

/* -------------------------
   Header (Inner - Solid)
------------------------- */
.header-inner {
  position: relative;
  width: 100%;
  padding: 20px 40px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: #003366; /* Dark blue */
  color: #fff;
}

.header-inner a {
  color: #fff;
  text-decoration: none;
  margin-left: 20px;
  font-weight: 500;
}

.header-inner a:hover {
  text-decoration: underline;
}

/* Navigation Wrapper */
.navbar {
  position: relative;
  display: flex;
  gap: 40px;
}

/* Nav links */
.navbar a {
  text-decoration: none;
  color: #000;
  font-weight: 500;
  position: relative;
  padding-bottom: 5px;
}

/* Blue dot */
/* Hover effect - text color & blue dot */
    .navbar a:hover {
      color: #007bff;
    }

    .navbar a::after {
      content: '';
      position: absolute;
      left: 50%;
      bottom: -6px;
      width: 6px;
      height: 6px;
      background: #007bff;
      border-radius: 50%;
      transform: translateX(-50%) scale(0);
      transition: transform 0.3s ease;
    }

    .navbar a:hover::after,
    .navbar a.active::after {
      transform: translateX(-50%) scale(1);
    }

    /* ===== Dropdown ====*/

/* Hamburger desktop style */
    .hamburger {
      display: flex;
      flex-direction: column;
      gap: 5px;
      cursor: pointer;
    }

    .hamburger span {
      width: 25px;
      height: 2px;
      background: #000;
    }

    /* ===== Responsive Design ===== */
    @media (max-width: 768px) {
      .navbar {
        display: none;
        position: absolute;
        top: 70px;
        left: 0;
        width: 100%;
        flex-direction: column;
        background: #fff;
        padding: 15px;
      }

      .navbar.show {
        display: flex;
      }

      .dropdown-menu {
        position: relative;
        top: 0;
        box-shadow: none;
      }

      .right-controls .btn-primary {
        font-size: 14px;
        padding: 6px 14px;
      }
    }
/* ===== Responsive Rules ===== */
    @media (min-width: -1025px) {
      header {
        display: none; /* Hide on desktop */
      }
    }

/* -------------------------
   Footer
------------------------- */



    @import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600&display=swap');

    .footer {
      background: #111418;
      padding: 70px 8% 30px;
      font-family: 'Inter', sans-serif;
      color: #ccc;
      margin: 0;          /* remove margin */
  padding-top: 40;     /* optional: if footer has extra padding */
    }

    .footer-top {
      display: grid;
      grid-template-columns: 1.8fr 3fr;
      gap: 120px;
      margin-bottom: 50px;
      align-items: start;
    }

    .footer-about {
      max-width: 420px;
    }

    .footer-logo {
      width: 200px;
      margin-bottom: 25px;
      display: block;
      filter: brightness(0) invert(1);
    }

    .footer-about p {
      font-size: 14px;
      line-height: 1.7;
      color: #ddd;
      font-weight: 400;
    }

    .footer-links {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 80px;
    }

    .footer-col h4 {
      color: #fff;
      font-size: 16px;
      font-weight: 600;
      margin-bottom: 18px;
    }

    .footer-col ul {
      list-style: none;
      padding: 0;
      margin: 0;
    }

    .footer-col ul li {
      margin-bottom: 12px;
    }

    .footer-col ul li a {
      text-decoration: none;
      color: #bbb;
      font-size: 14px;
      transition: 0.3s;
    }

    .footer-col ul li a:hover {
      color: #fff;
    }

    /* ✅ Divider + Icons row */
    .footer-divider-social {
      display: flex;
      align-items: center;
      margin-bottom: 25px;
    }

    .footer-divider {
      flex-grow: 1;
      border-top: 1px solid rgba(255, 255, 255, 0.2);
    }

    .footer-social {
      margin-left: 20px;
    }

    .footer-social a {
      display: inline-flex;
      justify-content: center;
      align-items: center;
      width: 38px;
      height: 38px;
      border: 1px solid rgba(255, 255, 255, 0.3);
      border-radius: 50%;
      margin-left: 12px;
      color: #ccc;
      font-size: 14px;
      transition: 0.3s;
    }

    .footer-social a:hover {
      color: #fff;
      border-color: #fff;
    }

    .footer-bottom {
      text-align: center;
      color: #aaa;
      font-size: 13px;
    }

    /* ✅ Responsive */
    @media (max-width: 992px) {
      .footer-top {
        grid-template-columns: 1fr;
        gap: 60px;
      }

      .footer-links {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
      }

      .footer-divider-social {
        flex-direction: column;
        align-items: flex-start;
      }

      .footer-social {
        margin: 15px 0 0;
      }
    }

    @media (max-width: 600px) {
      .footer-links {
        grid-template-columns: repeat(3, 1fr);
        gap: 30px;
      }
    }



 



 /* -------------------------
            MTL
------------------------- */



    /* Overview Section */
    /* === Overview Section === */
.overview {
  max-width: 1200px;  
  margin: 60px auto;
  padding: 0 0;   
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;  
  align-items: center;
}

.overview-text h2 {
  font-size: 2rem;
  margin-bottom: 20px;
  color: black; 
}

.overview-text p {
  margin-bottom: 30px;
  color: #555;
  line-height: 1.6;
}

.loan-details {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 25px; 
}

.loan-details div {
  background: #fff;
  padding: 20px;
  border-radius: 10px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.08);
  transition: 0.3s ease;
}

.loan-details div:hover {
  transform: translateY(-3px);
}

.loan-details h4 {
  font-size: 1.05rem;
  margin-bottom: 10px;
  color: black;
}

.loan-details p {
  font-size: 1rem;
  font-weight: bold;
  color: #333;
}

.overview img {
  width: 100%;
  border-radius: 12px;
  object-fit: cover;
  box-shadow: 0 2px 12px rgba(0,0,0,0.1);
}

/* Responsive */
@media(max-width: 900px) {
  .overview {
    grid-template-columns: 1fr;
    gap: 30px; 
    padding: 0 20px;
  }

  .loan-details {
    grid-template-columns: 1fr;
  }
}







/*=====Key Features====*/



    section.features {
      max-width: 1200px;
      margin: 60px auto;
      padding: 0 0px;
      text-align: center;
      
    }

    section.features h2 {
      font-size: 2rem;
      margin-bottom: 40px;
      font-weight: bold;
      color: #111;
      
    }

    .features-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 40px 30px;
    }

    .feature-box {
      text-align: left;
    }

    .feature-icon {
      width: 50px;
      height: 50px;
      background: #f9fbfd;
      color: black;
      display: flex;
      align-items: center;
      justify-content: center;
      border-radius: 10px;
      font-size: 22px;
      margin-bottom: 15px;
    }

    

    .feature-box h3 {
      font-size: 1.1rem;
      font-weight: bold;
      margin-bottom: 10px;
      color: #111;
    }

    .feature-box p {
      font-size: 0.95rem;
      color: #555;
      line-height: 1.5;
    }

    /* Responsive: Features Grid */
@media (max-width: 900px) {
  .features-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .features-grid {
    grid-template-columns: 1fr;
    padding-left: 20px;
      padding-right: 20px;
  }

   section.features h2 {
    padding-left: 20px;
      padding-right: 20px;
   }

  .feature-box {
    border: 1px solid #ddd !important;
    padding: 20px !important;
    border-radius: 8px !important;
    background: #fff !important;
    box-shadow: 0 2px 8px rgba(0,0,0,0.05) !important;
    margin-bottom: 20px !important;
    display: block;
    
  }

  .feature-icon {
    margin-bottom: 15px;
  }

  
}


/*=====Eligibility Criteria=====*/

     section.eligibility {
      max-width: 1200px;
      margin: 60px auto;
      padding: 0 0px;
    }

    section.eligibility h2 {
      font-size: 2rem;
      font-weight: bold;
      margin-bottom: 40px;
      color: #111;
      text-align: left;
    }

    .eligibility-grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 40px;
    }

    .eligibility-box h3 {
      font-size: 1.2rem;
      font-weight: bold;
      margin-bottom: 20px;
      color: #111;
    }

    .eligibility-box ul {
      list-style: none;
      padding: 0;
      margin: 0;
    }

    .eligibility-box ul li {
      position: relative;
      font-size: 0.95rem;
      color: #555;
      margin-bottom: 12px;
      padding-left: 25px;
      line-height: 1.5;
    }

    .eligibility-box ul li::before {
      content: "✔";
      position: absolute;
      left: 0;
      top: 0;
      color: #1976d2; 
      font-size: 1rem;
    }

    /* Responsive */
    @media(max-width: 768px) {
      .eligibility-grid {
        grid-template-columns: 1fr;
            padding-left: 20px;
      padding-right: 20px;
      }
       section.eligibility h2 {
          padding-left: 20px;
      padding-right: 20px;
    }
  }
  


/* ===== Documents Required ===== */
    section.documents {
      max-width: 1200px;
      margin: 60px auto;
      padding: 0 0px;
    }

    section.documents h2 {
      font-size: 2rem;
      font-weight: bold;
      margin-bottom: 40px;
      color: #111;
      text-align: left;
    }

    .documents-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 40px;
    }

    .doc-box h3 {
      font-size: 1.2rem;
      font-weight: bold;
      margin-bottom: 20px;
      display: flex;
      align-items: center;
      color: #111;
    }

    .doc-box h3 span.icon {
      font-size: 1.3rem;
      color: #1976d2;  /* Blue icon */
      margin-right: 8px;
    }

    .doc-box ul {
      list-style: disc;
      padding-left: 20px;
      margin: 0;
      color: #555;
      font-size: 0.95rem;
      line-height: 1.6;
    }

    .doc-box ul li {
      margin-bottom: 8px;
    }

    /* Responsive */
    @media(max-width: 992px) {
      .documents-grid {
        grid-template-columns: 1fr 1fr;
      }
    }
    @media(max-width: 600px) {
      .documents-grid {
        grid-template-columns: 1fr;
        padding-left: 20px;
      padding-right: 20px;
      }
      section.documents h2 {padding-left: 20px;
      padding-right: 20px;

      }
    }



    /* ===== Other Fees & Charges ===== */
.fees-section {
  max-width: 1200px;
  margin: 50px auto;
  font-family: ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, sans-serif;  
  color: #111;
  padding: 0 0px;
}

.fees-section h2 {
  font-size: 26px;
  font-weight: 700;
  margin-bottom: 25px;
}

.fees-table {
  width: 100%;
  border-collapse: collapse;
}

.fees-table td {
  padding: 14px 18px;
  border-bottom: 1px solid #ddd; 
  font-size: 15px;
  color: #333;
  vertical-align: top;
}

.fees-table tr:last-child td {
  border-bottom: none; 
}

.fees-table td.highlight {
  color: #2b50d9;  /* blue text */
  font-weight: 600;
}

.note {
  margin-top: 20px;
  padding: 14px 18px;
  background: #f1f6ff;
  border-radius: 6px;
  font-size: 14px;
  color: #2b50d9;
  display: flex;
  align-items: center;
  
}

.note .info {
  margin-right: 8px;
  font-size: 16px;
}

/* ✅ Responsive: Mobile me 2 columns */
@media (max-width: 768px) {
  .fees-table,
  .fees-table tr,
  .fees-table td {
    display: block;
    width: 100%;
    padding-left: 20px;
    padding-right: 20px;
  }

  .fees-table tr {
    margin-bottom: 15px;
    border-bottom: 1px solid #ddd;
    display: flex 2fx;
  }

  .fees-table td {
    border: none;
    padding: 10px 0;
    

  }

  .fees-table td:nth-child(odd) {
    font-weight: 600;
    color: #111;
  }

  .fees-table td:nth-child(even) {
    margin-bottom: 12px;
  }
  .fees-section h2 {
    padding-left: 20px;
    padding-right: 20px;
  }
.note{
  padding-left: 20px;
    padding-right: 20px;

}

}


/*  Application */
.application-section {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding: 60px 10%;
  gap: 40px;
  flex-wrap: wrap;
  background: #fff;
  color: #222;
  
}

.application-text {
  flex: 1 1 450px;
}

.application-text h2 {
  font-size: 28px;
  font-weight: 700;
  margin-bottom: 30px;
}

.step {
  display: flex;
  align-items: flex-start;
  margin-bottom: 25px;
  gap: 15px;
}

.step-number {
  min-width: 32px;
  height: 32px;
  background: #2563eb;
  color: #fff;
  font-size: 16px;
  font-weight: 600;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.step:last-child .step-number {
  background: #16a34a;
}

.step-content h4 {
  margin: 0 0 5px;
  font-size: 16px;
  font-weight: 600;
}

.step-content p {
  margin: 0;
  font-size: 15px;
  color: #555;
  line-height: 1.5;
}

.application-img {
  flex: 1 1 450px;
}

.application-img img {
  width: 100%;
  height: auto;
  border-radius: 12px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.08);
}

/* Responsive */
@media(max-width: 992px) {
  .application-section {
    flex-direction: column;
    padding: 40px 5%;
    
  }

  .application-text {
    order: 1;
  }

  .application-img {
    order: 2;
    height: 450px;
  }
}

@media (max-width: 768px) {
  .application-section {
    flex-direction: column;
    
    padding-left: 20px;
    padding-left: 20px;}
}




/*========long term */

 
    /* Overview Section */
    /* === Overview Section === */
.overview {
  max-width: 1200px;  
  margin: 60px auto;
  padding: 0 0;   
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px; 
  align-items: center;
}

.overview-text h2 {
  font-size: 2rem;
  margin-bottom: 20px;
  color: black; 
}

.overview-text p {
  margin-bottom: 30px;
  color: #555;
  line-height: 1.6;
}

.loan-details {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 25px; 
}

.loan-details div {
  background: #fff;
  padding: 20px;
  border-radius: 10px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.08);
  transition: 0.3s ease;
}

.loan-details div:hover {
  transform: translateY(-3px);
}

.loan-details h4 {
  font-size: 1.05rem;
  margin-bottom: 10px;
  color: black;
}

.loan-details p {
  font-size: 1rem;
  font-weight: bold;
  color: #333;
}

.overview img {
  width: 100%;
  border-radius: 12px;
  object-fit: cover;
  box-shadow: 0 2px 12px rgba(0,0,0,0.1);
}

/* Responsive */
@media(max-width: 900px) {
  .overview {
    grid-template-columns: 1fr;
    gap: 30px; 
    padding: 0 20px;
  }

  .loan-details {
    grid-template-columns: 1fr;
  }
}







/* ====== Basic Reset ====== */
/* ====== Reset ====== */





 * {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }
    
.property-section {
      max-width: 1200px;
      margin: 50px auto;
      padding: 20px;
      text-align: center;
    }
    .property-section h2 {
      font-size: 28px;
      font-weight: 700;
      margin-bottom: 40px;
    }
    .property-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 60px;
    }
    .property-card {
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
      transition: transform 0.3s ease;
    }
    .property-card:hover {
      transform: translateY(-8px);
    }
    .icon-circle {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  background:#f9fbfd;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 15px;
  transition: background 0.3s ease;
  overflow: hidden; 
}

.property-card:hover .icon-circle {
  background:  #1E4DB7;
}

.icon-circle img {
  width: 35px;
  height: 35px;
  object-fit: contain; 
}

.property-card h3 {
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 8px;
}

.property-card p {
  font-size: 14px;
  color: #6B7280;
}
@media (max-width: 992px) {
      .property-grid {
        grid-template-columns: repeat(2, 1fr);
      }
    }
    @media (max-width: 600px) {
      .property-grid {
        grid-template-columns: 1fr;
      }
    }